Cancer...dreaded, feared, financially devastating. Although Cancer will be covered as a medical condition under your medical plan, there are going to be non-medically related expenses that will be incurred which aren't going to be covered under your medical plan, such as travel expenses, gas, air fare, companion accommodations, your paycheck, someone to see after your home while you're gone and many other non medical costs. Cancer insurance pays in addition to and regardless of what your Medical plan will pay. Cancer Insurance allows you and your family to focus on healing, not the bills. That's why you need to consider a Cancer Insurance Policy. The policy is inexpensive and in most cases, will pay a specified amount for annual wellness exams and cancer pre-screens along with a payment due to a "first diagnosis" of cancer.
Disability...Long Term and/or Short Term Disability Policies are available either on a group or individual basis. It is very important for everyone to insure their paycheck. Question... what would happen to you and anyone else who depends on your income, if that income were to stop? Any number of events could cause that income to stop. You can't depend on sick leave and vacation pay to sustain you for long illnesses or injuries.
Dental...This type of insurance is not considered by most individuals as an insurance most often needed. Most individuals will prefer to pay for their dental costs as those costs are incurred. Others prefer a Dental Insurance to take care of those costs. Preventive, Basic, Major and sometimes Orthodontia make up a typical dental policy. Preventive services are normally covered at 100% without satisfaction of any deductible. Basic and Major dental services are typically covered after an individual deductible of a single $50 deductible with Basic coverage of 80% and Major coverage at 50% afterwards. Orthodontia is separate and can be added if so desired.
Other Coverages...Vision, Hearing, Final Expense, Accident,
Contact me to obtain a quote for Cancer, Disability or Dental and other coverages for you and/or your employees.
